Tag Archives | Bad Credit

We Help Another Discharged Bankrupt Home Loan Success

Today we got a home loan approved for another discharged bankrupt – Shane. Like many people that have been bankrupt but discharged Kevin thought that getting a home loan with his bank would be possible; however that was not the case. Shane fits all the normal bank criteria; a good income has saved a 20%
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You Can Get A Bad Credit Home Loans

You may have some bad credit so the banks treat you like a second rate citizen and make it hard to get a home loan, but a non bank broker can get you a bad credit home loan. A bad credit home loan with a non-bank lender may be more expensive than a standard bank
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Bluestone Mortgages Provide Home Loans For Self Employed Kiwis

Bluestone Mortgages are a non bank lender who provide home loans for self employed Kiwis who may find it hard to get loans with the banks. While they offer home loans to both self employed and employees, mortgage brokers say they have a real niche for providing affordable long-term home loans for self employed. They
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Looking For A Home Loan But Do Not Have A Good Credit History

I get inquiries every day, and not all of them will result in bank mortgages – at least yet. Like today’s from Deanna;  “I am 22 years old and  I do not have a good credit history …” This is not an uncommon situation. You Do Not Have A Good Credit History Just because you
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Aaron’s Successful Mortgage Rescue Story

Last week I was contacted by a very concerned man who needed a mortgage rescue. He left his job last year and set up his own business and while things have been ticking along quite well, a few months ago he had done a large job, was paid the 50% deposit but is still waiting
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Bad Credit Doesn’t Stop This Lady Owning Her Dream Home

Being a mortgage broker can lead to some very satisfying stories – times when we can help people into their dream home even when sometimes the odds seem stacked against them. What is your dream home? What is stopping you owning a home like that? I recently met one lady that had a dream home
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They Thought Their Bad Credit Would Mean No To A Home Loan

When Steve and his wife contacted me about getting a home loan they explained that they had a default with BNZ from a few years ago and this had caused their current bank to decline their loan application, so they held out little hope that we could do any better and had resigned themselves to
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