Archive | Blog Posts & Stories

Find out more about some of the financing solutions that a non bank broker can use to help people achieve what they want.
Here we discuss some general concepts and specific situations.

Getting Difficult Loans Approved Is What We Do

As non bank brokers we enjoy getting difficult loans approved where other can’t. It’s also great to get clients feedback and understand that what we do makes a different financially, but also that we can remove the stress. This was a review that we received today; After a long 3 months process being mucked around
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Danielle Goes From Tenant To First Home Owner

When she contacted us she had just been given notice by her landlord as the house that she and her two children was going to be sold. She was given the option that she could buy the house; however she believed it was going to be impossible. It was a dream, long-shot in Danielle’s view.
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Home Loan Success For Previously Bankrupt Couple From The Bay Of Plenty

As a mortgage broker that specialises in non bank finance I get approached from people throughout New Zealand. Sometimes the people will contact me after being turned down by their bank or after having no success with a local mortgage broker, but also many people realise that their situation may be difficult and know that
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We Can Arrange Tax Debt Loans

It’s quite common for people to get behind on their tax, and if it’s not addressed quickly then things can spiral out of control with penalties and interest charged by the IRD. It is more common for self-employed whose income and therefore tax commitments can be unpredictable. Banks typically do not like providing finance for
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We Help Another Discharged Bankrupt Home Loan Success

Today we got a home loan approved for another discharged bankrupt – Shane. Like many people that have been bankrupt but discharged Kevin thought that getting a home loan with his bank would be possible; however that was not the case. Shane fits all the normal bank criteria; a good income has saved a 20%
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Mortgage Broker Explains How Bridging Finance Works

As a mortgage broker I often get asked for bridging finance but those asking often do not understand what bridging finance is, so I decided to write this blog post to help explain how bridging finance works and when it is an option that brokers may use. The most common purpose for a bridging loan is
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Getting Revolving Credit Loan For Elderly Lady

Today I managed to get a bank to approve a revolving credit facility for a 69-year old lady. Yes, your non bank broker can get bank approvals too. Banks Don’t Like Old People! A lot of banks have interpreted the Responsible Lending Code to mean that they should never lend to people if they cannot pay
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