Do you need to improve your financial habits? Most of us probably do have room to improve some financial habits, but we don’t know where to start. Changing Any Habits Is Not Easy They says that on average, it takes more than 2 months before a new behavior becomes automatic — 66 days to be
Read More
As a mortgage broker that specialises in non bank finance I get approached from people throughout New Zealand. Sometimes the people will contact me after being turned down by their bank or after having no success with a local mortgage broker, but also many people realise that their situation may be difficult and know that
Read More
We cannot dwell on the past, but unfortunately the banks often do and penalise us for years after we have had something go wrong. A default will stick on our credit reports for 5-years after being listed and when the banks see this “bad credit” they will typically decline lending applications. We say typically because
Read More
