Bad credit mortgages are possible, but not from your bank. If you have some bad credit you may leave the bank disappointed that they cannot help, even when you have banked with them for many years. They don’t ask why … they just say “NO” your application is declined and your dream is over. Don’t
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It was a year ago when Justin first approached us to ask about arranging finance for buying a family home. It was not a straightforward application due to two defaults listed on the credit report, and income was marginal too. But we were determined to see if we could arrange the finance so Justin could
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There are some difficult mortgage applications where banks say “NO” and other mortgage brokers give up. It’s at times like this that the specialist non bank brokers really earn their keep. Maree’s Finance Was Not Easy Maree approached us after almost giving up on her home ownership dream – we were the last resort. She
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When she contacted us she had just been given notice by her landlord as the house that she and her two children was going to be sold. She was given the option that she could buy the house; however she believed it was going to be impossible. It was a dream, long-shot in Danielle’s view.
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Lot’s of people throughout New Zealand have could benefit from a broker that is able to arrange bad credit home loans. But why do they call it “bad credit” and what does it mean? Having “bad credit” does not mean you are a bad person, but it may mean you have gone through a bad spell
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As a mortgage broker that specialises in non bank finance I get approached from people throughout New Zealand. Sometimes the people will contact me after being turned down by their bank or after having no success with a local mortgage broker, but also many people realise that their situation may be difficult and know that
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Today we got a home loan approved for another discharged bankrupt – Shane. Like many people that have been bankrupt but discharged Kevin thought that getting a home loan with his bank would be possible; however that was not the case. Shane fits all the normal bank criteria; a good income has saved a 20%
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You may have some bad credit so the banks treat you like a second rate citizen and make it hard to get a home loan, but a non bank broker can get you a bad credit home loan. A bad credit home loan with a non-bank lender may be more expensive than a standard bank
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Bluestone Mortgages are a non bank lender who provide home loans for self employed Kiwis who may find it hard to get loans with the banks. While they offer home loans to both self employed and employees, mortgage brokers say they have a real niche for providing affordable long-term home loans for self employed. They
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Today we received the mortgage approval by a non bank lender for a West Auckland couple who had been struggling to get their mortgage refinanced. They wanted to consolidate their finance company loans with refinancing their mortgage. It made common sense as they had an existing non-bank mortgage of $572,000 where they have been paying
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