Find out more about some of the financing solutions that a non bank broker can use to help people achieve what they want.
Here we discuss some general concepts and specific situations.
There are some difficult mortgage applications where banks say “NO” and other mortgage brokers give up. It’s at times like this that the specialist non bank brokers really earn their keep. Maree’s Finance Was Not Easy Maree approached us after almost giving up on her home ownership dream – we were the last resort. She
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Over recent weeks we have seen the banks dropping their home loan rates and now we are seeing the non bank lenders interest rates drop too. Today we have had Bluestone Mortgages come out with a range of new rates starting from 4.44% The rate of 4.44% is the lowest of this non bank
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As non bank brokers we enjoy getting difficult loans approved where other can’t. It’s also great to get clients feedback and understand that what we do makes a different financially, but also that we can remove the stress. This was a review that we received today; After a long 3 months process being mucked around
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Do you need to improve your financial habits? Most of us probably do have room to improve some financial habits, but we don’t know where to start. Changing Any Habits Is Not Easy They says that on average, it takes more than 2 months before a new behavior becomes automatic — 66 days to be
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When she contacted us she had just been given notice by her landlord as the house that she and her two children was going to be sold. She was given the option that she could buy the house; however she believed it was going to be impossible. It was a dream, long-shot in Danielle’s view.
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Lot’s of people throughout New Zealand have could benefit from a broker that is able to arrange bad credit home loans. But why do they call it “bad credit” and what does it mean? Having “bad credit” does not mean you are a bad person, but it may mean you have gone through a bad spell
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As a mortgage broker that specialises in non bank finance I get approached from people throughout New Zealand. Sometimes the people will contact me after being turned down by their bank or after having no success with a local mortgage broker, but also many people realise that their situation may be difficult and know that
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We cannot dwell on the past, but unfortunately the banks often do and penalise us for years after we have had something go wrong. A default will stick on our credit reports for 5-years after being listed and when the banks see this “bad credit” they will typically decline lending applications. We say typically because
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It’s quite common for people to get behind on their tax, and if it’s not addressed quickly then things can spiral out of control with penalties and interest charged by the IRD. It is more common for self-employed whose income and therefore tax commitments can be unpredictable. Banks typically do not like providing finance for
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Today we got a home loan approved for another discharged bankrupt – Shane. Like many people that have been bankrupt but discharged Kevin thought that getting a home loan with his bank would be possible; however that was not the case. Shane fits all the normal bank criteria; a good income has saved a 20%
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